Behavioral Finance
The research explaining how people actually handle money.
Does Helping Adult Children Hurt Parents’ Finances?
Most US parents help adult children with money, and more than a third of them say it hurt their own finances. What the surveys…
Why Does Every Card Reader Ask for a Tip Now?
Tip screens change what people pay, even people who type their own amount. What taxi and Uber data show, and what nobody has measured…
How Much Money Is Enough to Be Happy? What the Research Actually Shows
The line for “enough” rises as you earn more, but slower than you do. What Gallup, a Swiss economist and a millionaire study actually…
Does Financial Stress Lower Your IQ? What the Research Found
A 2013 study linked money worry to a drop “equivalent to 13 IQ points”. What was measured, what the number means, and why it…